[Official] Trip.com Cashback 2026: Use Trip Coins, Coupons to Save More

Trip.com cashback guide for travelers, learn Trip Coins redemption (100=$1), earn/use tips, promo codes, credit card cashback and membership perks for flight/hotel/train and more.

What Is Trip.com Cashback

Trip.com Cashback Promotion

Trip.com’s main cashback is Trip Coins—its free loyalty program reward for all members. It’s not physical cash, but travel credit you can use to cut the cost of future bookings on the platform. The core redemption rate is 100 Trip Coins = US$1, with slight variations only for special promotions or exchange rate changes.

Trip Coins are the foundation of all Trip.com savings and stack with other Trip.com promo codes, discounts and partner credit card cashback offer for travelers.

How to Use Trip.com Cashback (Trip Coins)

Trip.com Cashback (Trip Coins) are easy to use, with no minimum redemption amount, you can use any number of coins to deduct from your booking total, and the process is the same on the Trip.com app and web.

Core Redemption Rate

100 Trip Coins = US$1 (minor variations for current promotions or exchange rates)

Where to Use Trip Coins

You can use Trip Coins for almost all travel bookings on Trip.com—they’re accepted for:

• Hotels, flights and train tickets
• Global car rentals and airport transfers
• Attraction tickets, guided tours and local travel experiences
• Custom trip packages and cruise bookings
• Bus and ferry tickets in select destinations

How to Use Trip Coins to Pay

1. Choose your travel service (hotel, flight, etc.) and go through the booking process
2. On the payment page, toggle the Use Trip Coins button
3. The system will auto-show the discount you get with your available coins (you can adjust the number of coins to use if you want to save some)
4. Complete payment with the discounted amount

Trip Coins are auto-deducted at checkout, and you don’t need to redeem them in advance—your balance is always visible in your account.

How to Earn Trip.com Cashback

Earning Trip Coins is simple, and there are two main ways—booking travel services and engaging with the Trip.com platform. All earnings are added to your account once you complete the activity, and higher membership tiers let you earn extra coins on every booking.

1. Book eligible travel products
   Earn coins when you book hotels, flights, train tickets, car rentals, tour packages and airport transfers on Trip.com (web or app). You won’t get coins for offline bookings, free bookings or bookings fully covered by promotions. The base rate is 30–100 Trip Coins per HK$1000 spent, calculated in USD for all currencies.
2. Engage with Trip.com content (app only)
   Earn extra coins by sharing your travel experience, no booking required—with monthly/one-time caps on earnings:
3. • Post Trip Moments: 50 coins per post, up to 1820 coins total (one-time)
   • Write attraction reviews: 30 coins per post, up to 600 coins per month
   • Write hotel reviews: 10–150 coins per review (more for longer/photo-included reviews), up to 1200 coins per month
3. Complete new user tasks
   New users get small coin rewards for simple actions on the app: follow 2 posters (6 coins), view 5 Trip Moments (4 coins), like/comment on Trip Moments (extra coins).
4. Member tier bonus
   Gold and above members earn extra Trip Coins on all earnings—starts at 10% more for Gold, up to 50% more for Diamond+.

Trip.com Partner Credit Card Cashback

Stacking Trip Coins and promo codes with partner credit card cashback is the best way to save more on Trip.com. The platform works with major global card networks (Mastercard, Visa) and regional banks for extra cashback, instant discounts or reward miles—all on top of your Trip.com savings. All offers are active for 2026, with no hidden fees.

Trip.com Credit Card Cashback

All these cards earn cashback on Trip.com purchases (coded as "travel" or "third-party travel agency")—confirm category eligibility with your card issuer first:

• Citi® Double Cash Card: 2% flat cashback on all Trip.com bookings (1% when you spend, 1% when you pay your bill) – no spending caps or category restrictions
• Wells Fargo Active Cash® Card: 2% flat cashback on every Trip.com purchase – simple, no annual fee
• Discover it® Cash Back: 5% cashback when travel is a rotating quarterly category (capped at $1,500 spend/quarter); 1% cashback on all other Trip.com spend – first-year cashback is matched 1:1 (unlimited)
• Bank of America® Customized Cash Rewards Card: 3% cashback if you select travel as your bonus category (capped at $2,500 combined 3%/2% spend/quarter); 2% on groceries/wholesale clubs, 1% on all other spend – 25–75% bonus for Preferred Rewards members

Mox Credit Card (Mastercard) x Trip.com

For users with a Mox account (Hong Kong), this year-long partnership unlocks instant upfront discounts + unlimited cashback + extra travel perks—valid for global Trip.com bookings (hotel stays/flight departures until 15 January 2027):

• Instant discounts: 6% off all hotels (8% for new Trip.com users); tiered HKD off on flights (HKD100 off >HKD3k/4k, HKD200 off >HKD8k) for adult fares only
• Cashback: 1% unlimited cashback (no minimum balance); 2% unlimited cashback (HKD250,000+ qualifying balance)
• Alternative reward: 1 Asia Mile per HKD4 spent (unlimited miles, no caps)
• Extra perk: 20–40% off Trip.com’s Travel Pick & Go Insurance (20% Basic, 30% Value, 40% Max)

Trip.com Promo Codes, Coupons & Discounts

Trip.com offers promo codes, coupons and discounts for travel products—these are upfront savings that stack with Trip Coins and credit card cashback. No minimum spend for most, and the discounts apply to new and returning users worldwide (regional note only for China, EU, Korea train tickets).

Trip.com coupons are auto-applied at checkout or can be entered manually—discounts show in your selected currency (USD, EUR, GBP, etc.).

Trip.com Membership Tiers & Cashback Perks

All Trip.com memberships are free, with no extra fees to upgrade. Higher tiers get you extra Trip Coins on all earnings (bookings, content engagement) and exclusive global travel perks like free airport VIP lounge access, refund waivers and eSIM benefits—you just need to complete eligible bookings or hit the annual spend threshold to level up. Every tier upgrade adds more savings, with all perks applicable for global travel bookings.

All members get universal basic perks: Trip Coins redemption for all eligible bookings, real-time flight price alerts, member-only exclusive deals and 24/7 global emergency travel assistance.

How to Maximize Trip.com Cashback & Savings

These are small changes to your booking process to stack all possible savings:

1. Stack all discounts: Apply the product promo code → use Trip Coins for a discount → pay with a partner credit card for cashback/miles
2. Book on the Trip.com app: You get 10–20% extra Trip Coins on all app bookings (web only gets the base rate)
3. Use Trip Coins right away: No need to hoard them—they never expire for active accounts, and unused coins roll over indefinitely
4. Earn extra coins for free: Write reviews or post Trip Moments after your trip—this is free Trip Coins with no booking required
5. Level up your membership: Even Gold tier (1 booking only) gets 10% more coins and a train refund waiver—worth it for regular travelers
6. Leverage regional partnerships: If you have a Mox account (HK), use it for instant hotel/flight discounts plus cashback/miles (the best 2026 offer for Trip.com)
7. Choose the right credit card: Casual travelers = flat-rate cashback (Citi/Wells Fargo); frequent flyers = miles (e.g., Mox x Asia Miles) for free flights/lounges

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