Trip.com Payment Methods: PayPal, Pay Later & All Options

Trip.com has many payment methods to cater to global customers with different preferences. When you are booking a flight, train, or reserving a hotel, you'd better know Trip.com payment methods that can make the process smoother.

Here, we detail each payment method, including credit/debit cards, PayPal, and other digital wallets, along with their steps and tips.💰

Trip.com Payment Methods and Options

To help you quickly check which Trip.com payment methods work for your device, we’ve organized the most common payment options for your ref:

Note: Supported payment channels may change following app or website version upgrades.

How to Pay on Trip.com | Credit Card & Debit Card

Paying with a credit or debit card is one of the most straightforward and secure methods to complete transactions on Trip.com. Trip.com supports major credit/debit cards including:

• American Express (Amex)
• Visa
• JCB
• MasterCard
• UnionPay
• Discover
• Diners Club International

🎁 See more about Trip.com credit card & cashback info.

【Steps to Pay with Credit/Debit Card】

• Select "Credit/Debit Card" as your payment method.
• Enter the cardholder's name, card number, expiration date, and the security code:
  • CVV for Visa and MasterCard: 3-digit code on the back next to the signature box
  • CID for American Express: 4-digit official security code located on the front upper-right of the card number
• Confirm the payment details and submit.

How to Pay on Trip.com | PayPal

PayPal offers a secure and easy way to pay without having to enter detailed card information each time.

【Steps to Pay with PayPal】

1. Choose PayPal at the payment page.
2. You’ll be redirected to the PayPal login page.
3. Log in to your PayPal account and approve the payment.

How to Pay on Trip.com | Google Pay

Google Pay is a convenient option for Android users, allowing you to use credit, debit, or prepaid cards stored in your Google account.

【Steps to Pay with Google Pay】

1. Add your preferred card to Google Pay.
2. At the payment page on Trip.com App, select Google Pay.
3. Follow the prompts to complete the payment.

How to Pay on Trip.com | Trip Coins

Simply put, Trip Coins are part of Trip.com’s rewards program for its members. 😋 You earn these coins by booking hotels, flights, writing reviews, and sharing your travel experiences on Trip Moments. Currently, you can use Trip Coins to reduce costs across most bookings on Trip.com, including hotels, flights, many local experiences, train tickets, airport transfers, and car rentals. 🎁

【Steps to Use Trip Coins】

• Select a Service: Choose from hotels, flights, local experiences, or other available services on Trip.com home page.
• Booking Process: Proceed to the payment page after selecting your desired service.
• Apply Trip Coins: Opt to use Trip Coins button before finalizing the payment. The system will show how much discount you can get with your available Trip Coins.
• Finalize Payment: Complete the booking with the adjusted amount after the Trip Coins discount.

Learn how to collect & use Trip Coins now and discover more benefits of Trip Coins.

💰How to Earn Trip Coins on Trip.com

As a frequent Trip.com user, I love the perks that come with earning Trip Coins! It’s super simple: every time you book—whether it’s a hotel, flight, train ticket, attraction pass, or even an airport transfer—you earn Trip Coins, which you can use to score discounts on your next booking.

Trip.com Membership offers an impressive range of perks that enhance every trip you take: earn more Trip Coins, get exclusive hotel and flight discounts, enjoy VIP lounge access, and even score free attraction tickets. Each membership level—Silver, Gold, Platinum, Diamond+, and black Diamond, builds on these perks, giving travelers better rewards as they book more.

How to Pay on Trip.com | Gift Cards

Trip.com gift cards can be combined with other payment methods if the balance is not sufficient.

【Steps to Pay with Gift Cards】

• Select the "Gift Card" option at the payment stage.
• Enter the gift card number and PIN.
• If the gift card balance does not cover the total cost, you can pay the remaining amount with another method.

How to Pay Later on Trip.com?

Credit: Unsplash, naipo.de

Trip.com Afterpay refers to a book now, pay later hotel booking model tied to free cancellation policies—not the traditional Afterpay installment service. It lets you reserve a hotel room without upfront payment, ideal for flexible plans. Key details:

• No Upfront Cost: Reserve online without paying Trip.com first.
• Free Cancellation Window: Cancel for free within a set period (e.g., 1/3/7 days before check-in) with no charges.
• Payment Timing: If you don’t cancel, pay the hotel directly at check-in (or Trip.com may charge your card near your stay date—always check the room policy).
• Critical Note: Trip.com does NOT accept traditional Afterpay installment payments. Its "Pay Later" is solely for free cancellation + delayed payment.

[10% Off] Trip.com Hotel Promo Codes

More Travel Deals & Promo Codes on Trip.com!

Trip.com is an international online travel agency that offers 24/7 customer service in multiple languages. It provides easy booking for flights, hotels, and tours—plus flexible Trip.com payment methods to suit every traveler.

With 3+ booking, visitors can enjoy a free airport lounge, earn more Trip coins, save more on hotel booking, reduce refund fees for trains, etc. Also check Trip.com Promo codes to save more!