Trip.com Payment Methods: How to Pay on Trip.com

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Trip.com Payment Methods & Options

Trip.com has many payment methods to cater to global customers with different preferences. When you are booking a flight, train, or reserving a hotel, you'd better know Trip.com payment methods that can make the process smoother.

Here, we detail each payment method, including credit/debit cards, PayPal, and other digital wallets, along with their steps and tips.💰

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Payment Methods on Trip.com

Payment Methods on Trip.com

To help you quickly check which Trip.com payment methods work for your device, we’ve organized the most common payment options for your ref:

Payment Method

iOS

Android

Desktop Web

Mobile Web

Credit Card & Debit Card

✔️

✔️

✔️

✔️

✔️

✔️

✔️

✔️

PayPal

✔️

✔️

✔️

✔️

Google Pay

✔️

✔️

✔️

Apple Pay

✔️

Trip Coins

✔️

✔️

✔️

✔️

Gift Card

✔️

✔️

✔️

✔️

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How to Pay on Trip.com | Credit Card & Debit Card

How to Pay on Trip.com | Credit Card & Debit Card

Paying with a credit or debit card is one of the most straightforward and secure methods to complete transactions on Trip.com. Trip.com supports major credit/debit cards including:

  • American Express (Amex)
  • Visa
  • JCB
  • MasterCard
  • UnionPay
  • Discover
  • Diners Club International (can be used on Trip.com Website)

🎁 See more about Trip.com credit card & cashback info.

How to Pay on Trip.com | Credit Card & Debit Card

【Steps to Pay with Credit/Debit Card】

  1. Select "Credit/Debit Card" as your payment method.
  2. Enter the cardholder's name, card number, expiration date, and the security code (CVV for Visa and MasterCard on the back next to the signature box, CVC for American Express on the front above the card number).
  3. Confirm the payment details and submit.
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How to Pay on Trip.com | PayPal

How to Pay on Trip.com | PayPal

PayPal offers a secure and easy way to pay without having to enter detailed card information each time.

【Steps to Pay with PayPal】

  1. Choose PayPal at the payment page.
  2. You’ll be redirected to the PayPal login page.
  3. Log in to your PayPal account and approve the payment.
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How to Pay on Trip.com | Google Pay

How to Pay on Trip.com

Google Pay is a convenient option for Android users, allowing you to use credit, debit, or prepaid cards stored in your Google account.

【Steps to Pay with Google Pay】

  1. Add your preferred card to Google Pay.
  2. At the payment page on Trip.com App, select Google Pay.
  3. Follow the prompts to complete the payment.

How to Pay on Trip.com | Trip Coins

How to Pay on Trip.com

Simply put, Trip Coins are part of Trip.com’s rewards program for its members. 😋 You earn these coins by booking hotels, flights, writing reviews, and sharing your travel experiences on Trip Moments. Currently, you can use Trip Coins to reduce costs across most bookings on Trip.com, including hotels, flights, many local experiences, train tickets, airport transfers, and car rentals. 🎁

【Steps to Use Trip Coins】

  • Select a Service: Choose from hotels, flights, local experiences, or other available services on Trip.com home page.
  • Booking Process: Proceed to the payment page after selecting your desired service.
  • Apply Trip Coins: Opt to use Trip Coins button before finalizing the payment. The system will show how much discount you can get with your available Trip Coins.
  • Finalize Payment: Complete the booking with the adjusted amount after the Trip Coins discount.

Learn how to collect & use Trip Coins now and discover more benefits of Trip Coins.

Trip Coin Value

Application Examples

100 Trip Coins = US$1

Redeemable across various services without any minimum threshold.

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💰How to Earn Trip Coins on Trip.com

How to Earn Trip Coins on Trip.com

As a frequent Trip.com user, I love the perks that come with earning Trip Coins! It’s super simple: every time you book—whether it’s a hotel, flight, train ticket, attraction pass, or even an airport transfer—you earn Trip Coins, which you can use to score discounts on your next booking.

The more you book, the higher your membership level climbs, and the more Trip Coins you can earn. Here’s how it works:

  • Booking Perks: Every hotel stay, flight, train ticket, or attraction booking on Trip.com puts more Trip Coins in your pocket. And with each new level, your bonus rate on those coins goes up!
  • Share Your Travel Stories: Just for sharing your travel stories and experiences through Trip Moments, you get more Trip Coins. Write a quick review or snap a photo, and you’ll be on your way to even more rewards.
  • Membership Tiers: As you move from Silver up to Diamond+, you get up to 50% more Trip Coins on every booking!

Here’s the breakdown:

Membership Level

Trip Coins Bonus

Silver

Base rate

Gold

+10%

Platinum

+30%

Diamond

+40%

Diamond+

+50%

Trip.com Membership offers an impressive range of perks that enhance every trip you take: earn more Trip Coins, get exclusive hotel and flight discounts, enjoy VIP lounge access, and even score free attraction tickets.

Each membership level—Silver, Gold, Platinum, Diamond, and Diamond+—builds on these perks, giving travelers better rewards as they book more.

For example, as a top-tier Diamond+ member, you earn a 50% bonus on Trip Coins with each booking, can access VIP lounges up to three times a year, receive free attraction tickets, and enjoy premium airport transfer upgrades.

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How to Pay on Trip.com | Gift Cards

How to Pay on Trip.com

Trip.com gift cards can be combined with other payment methods if the balance is not sufficient.

【Steps to Pay with Gift Cards】

  • Select the "Gift Card" option at the payment stage.
  • Enter the gift card number and PIN.
  • If the gift card balance does not cover the total cost, you can pay the remaining amount with another method.

How to Pay Later on Trip.com?

How to Pay Later on Trip.com?

Credit: Unsplash, naipo.de

Trip.com Afterpay refers to a book now, pay later hotel booking model tied to free cancellation policies—not the traditional Afterpay installment service. It lets you reserve a hotel room without upfront payment, ideal for flexible plans. Key details:

  • No Upfront Cost: Reserve online without paying Trip.com first.
  • Free Cancellation Window: Cancel for free within a set period (e.g., 1/3/7 days before check-in) with no charges.
  • Payment Timing: If you don’t cancel, pay the hotel directly at check-in (or Trip.com may charge your card near your stay date—always check the room policy).
  • Critical Note: Trip.com does NOT accept traditional Afterpay installment payments. Its "Pay Later" is solely for free cancellation + delayed payment.

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Easy Travel with Trip.com!

Trip.com is an international online travel agency that offers 24/7 customer service in multiple languages. It provides easy booking for flights, hotels, and tours—plus flexible Trip.com payment methods to suit every traveler.

With 3+ booking, visitors can enjoy a free airport lounge, earn more Trip coins, save more on hotel booking, reduce refund fees for trains, etc. Also check Trip.com Promo codes to save more!

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FAQs about Trip.com Payment Methods

  • Can I pay Trip.com with American Express (Amex)?

    • Absolutely. Amex is a fully supported trip.com payment method across all platforms (iOS, Android, web). Follow the credit card payment steps and enter your Amex 4-digit CVC code to pay.
    • Platform Availability: Amex works across all Trip.com platforms (iOS, Android, Desktop Web, Mobile Web)—same as other major credit cards.
    • Payment Steps: Follow the same process as credit/debit card payments (outlined above). For Amex specifically, enter the 4-digit CVC code located on the front of your card (above the card number) instead of a back-side CVV.
    • Potential Perks: Many Amex cards offer travel rewards (e.g., points, cashback) on booking expenses—check your Amex card terms to see if you can earn extra benefits on Trip.com payment transactions.
  • What payments does Trip.com accept?

    Trip.com accepts a wide range of trip.com payment methods, including credit/debit cards (Visa, MasterCard, Amex), PayPal, Google Pay, Apple Pay, Trip Coins, Gift Cards, and pay later options (Afterpay, Zip).
  • Does Trip.com accept PayPal?

    Yes, PayPal is a popular Trip.com payment option. It’s secure, works on all platforms, and lets you pay without re-entering card details each time.
  • How to pay with WeChat or Alipay on Trip.com?

    WeChat Pay and Alipay are available as Trip.com payment methods (mostly for Chinese mainland users or travelers with linked accounts). At checkout, select "WeChat Pay" or "Alipay", scan the QR code, and confirm payment in your WeChat/Alipay app.
  • Can I use Zip Pay or Afterpay on Trip.com for Pay Later?

    Yes—both Zip Pay and Afterpay are Trip.com pay later options. BUT availability depends on your location and booking type (e.g., flights, hotels). Look for them at the payment page to split costs.
  • What are the payment options for Trip.com flights?

    All major trip.com payment methods work for flights, including credit/debit cards (Amex, Visa), PayPal, Apple Pay/Google Pay, Trip Coins, Gift Cards, and pay later services (Afterpay/Zip).
  • Does Trip.com accept Atome as a payment method?

    Atome is not currently a supported Trip.com payment method. For installment payments, use Trip.com’s available pay later options like Afterpay instead.
  • Does Trip.com let you pay in installments (Pay Later)?

    Yes! Trip.com pay later is available via services like Afterpay and Zip. These let you split booking costs into interest-free or low-interest installments—check the payment page for eligibility.
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Trip.com Payment Methods